Category Defensive Investing

The Emergency Fund Enigma: How Much Cash is Enough, and Are You Sacrificing Your Future for a False Sense of Security?

Ah, the emergency fund. The bedrock of personal finance, the safety net, the financial equivalent of a participation trophy – everyone says you must have one. But delve a little deeper, and you'll find a simmering disagreement, a quiet tug-of-war between the disciples of liquidity and the prophets of portfolio growth. Just how many months of expenses should be sitting stagnant in a low-yield savings account? And at what point does this prudent buffer morph into a drag on your wealth-building potential?

Mark Cannon

How Well Am I Covered if I Lose My Job? Try Our Emergency Fund Calculator

When it comes to financial planning, few topics spark as much debate as the emergency fund. How much cash should you have on hand to feel secure? Is the traditional advice of three to six months' worth of expenses still relevant, or is it holding you back from greater financial growth?

Mark Cannon

The Squeeze: Why the Middle Class is Shrinking and Gary Stevenson’s Case for Taxing Wealth

We hear it constantly: the cost of living is soaring, buying a home feels like an impossible dream for many, and the sense of financial security enjoyed by previous generations seems increasingly out of reach. The middle class, long considered the backbone of stable Western economies, is feeling an unprecedented squeeze. But why? Is this just an inevitable economic cycle, or are deeper, systemic forces at play?

Mark Cannon

Smart Investing Strategies for Navigating Financial Uncertainty in 2025

As we move further into 2025, economic uncertainty continues to be a significant factor affecting global markets. Inflation concerns, geopolitical tensions, and fluctuating interest rates make investing a challenge for many individuals. However, with the right strategies, investors can navigate these uncertain times while safeguarding their financial future.

Mark Cannon

Strengthening Personal Finances for Economic Stability in Challenging Times

With financial uncertainty looming and economic challenges mounting, individuals must adopt proactive strategies to secure their financial future. Canadian households, like many around the world, face increasing debt levels, rising inflation, and uncertain job markets. Strengthening personal finances is more important than ever to ensure economic stability in both the short and long term.

Mark Cannon

Bitcoin and Gold: Essential Assets to Protect Your Investment Portfolio

In an era defined by high inflation, geopolitical unrest, and increasing economic unpredictability, investors are constantly seeking assets that can safeguard their portfolios. Two assets that are attracting more attention now than ever are Bitcoin and gold.

Mark Cannon

Dollar-Cost Averaging Explained

Imagine standing at the edge of a swimming pool, watching the water ripple as people jump in and out. Some dive straight in without hesitation, hoping they won’t land in the deep end. Others dip their toes cautiously, testing the…

Mark Cannon

Investing in Self-Sufficiency Skills: Where Survival Meets Smart Money

Introduction Remember that old fable about the ant and the grasshopper? While the grasshopper fiddled away the summer, the ant steadily built its reserves for winter. In today’s world of just-in-time supply chains and digital dependencies, we’re all dancing grasshoppers,…

Mark Cannon

Ethical Investing in Sustainable Energy: Powering Your Portfolio’s Future

Introduction What if your investment portfolio could minimize the effect on the climate while also generating impressive returns? Imagine a future where every dollar you invest is not only growing but also fueling the development of a more sustainable planet.…

Mark Cannon

Prepper Real Estate Investing Strategies

Prepper Real Estate Investment Strategies: Securing Your Future in Uncertain Times

Whether you’re looking at a rural homestead or an urban bug-out location, proximity to essential resources is paramount. Water, food, and fuel should all be considerations. A property near a natural water source, such as a river, lake, or even a well, is invaluable for both day-to-day needs and long-term survival.

Mark Cannon